You may choose to purchase auto insurance in Mississauga, Ontario through various channels. It is up to you to decide if you want your automobile insurance requirements fulfilled by the insurance call center of a multi-national company or an independent insurance broker.

It does not matter whether you buy your policy today or later, as your best option for cheapest car insurance in Mississauga, Oakville, Milton, Georgetown, Burlington, Brampton of Ontario will always be a licensed insurance broker. We can assure you that we represent all of the leading automobile insurers.

We will help you explore the available alternatives for automobile insurance and ensure that your policy premium remains very competitive. Furthermore, we will also assist you in obtaining a quote from multiple insurance providers to maximize your cost savings.

Coverage under Auto Insurance in Mississauga, Ontario

Mississauga’s Best Car Insurance service provider Aaxel Insurance Brokers Ltd offers one of the best policies available across Ontario.

Liability for Bodily Injury and Property Damage

It protects you and any lawfully licensed individual driving your vehicle with permission against lawsuits or legal action resulting from the application or operation of the insured vehicle.

Accident Benefits

It provides benefits that you and other insured persons are entitled to receive in the event of an automobile accident causing injury or loss of life/lives. Accident benefits include payments for valid medical expenses, income replacement, caregiver expenses, rehabilitation expenses, and other expenses resulting from an automobile accident.

There are crucial changes made to this part of the Ontario Automobile Insurance and it is advised to consult your insurance broker concerning your coverage.

Collision

It covers your automobile for damage resulting from a collision with the ground or any other object.

Comprehensive

It covers your automobile for damage caused by perils other than a collision, such as fire, theft, or vandalism.

Additional Coverage

There are crucial changes made to this part of the Ontario Automobile Insurance and it is advised to consult your insurance broker concerning your coverage.

Loss of Use (OPCF20)

It provides a specified limit for a rental vehicle for any loss due to a collision whilst your vehicle is not in use or against a comprehensive claim.

Increased Accident Benefits

Standard policy limits for auto insurance in Ontario may not adequately protect you and your family. Aaxel Insurance Brokers Ltd. can help you determine if you need to purchase additional coverage.

Non-Owned Automobile Extension (OPCF 27)

It covers loss due to physical damage of any rental vehicle by you and other insured individuals.

Accident Protection Waiver (OPCF39)

It protects your driving record and policy rating in the event you are involved in an at-fault automobile accident.

Removal of Depreciation Coverage (OPCF 43)

If you purchased a new vehicle with zero mileage and it is not a demonstration vehicle, OPCF 43 protects you against depreciation in case of a total loss within two years. Some companies are also known to offer coverage for auto insurance in Ontario up to four years.

Lienholder Protection (OPCF23A)

If your vehicle is financed, OPCF23A is added to your policy to protect the interests of the lender.

Lessor Protection (OPCF 5)

If your vehicle is leased, OPCF 5 is added to your policy to protect the interests of the lessor.

User-Based Insurance

What is usage-based insurance and how will it help me save money?

Telematics is now revolutionizing traditional auto insurance in Ontario.

Have you not heard about how you can save on your automobile insurance with telematics? Do not worry; you are not the only one! Telematics, or usage-based insurance (UBI), involves installing a wireless device into your car to evaluate your driving patterns. Connecting your My Driving Discount device is as easy as finding your onboard diagnostics (OBD) port, which is usually situated underneath the dashboard, close to the steering column, and at about the level of your feet.

By participating in the My Driving Discount program offered by Intact, you will be monitored for the following:

• Sudden Braking
• Abrupt Acceleration
• Time and Distance Drive

This data is utilized to assess your customized discount. This not only rewards good drivers with reduced premium rates but also encourages better driving habits. Individuals who enroll in the My Driving Discount by Intact will save five percent immediately on their auto insurance in Mississauga, Ontario with Intact and up to twenty-five percent at the time of their next renewal subjected to satisfactory driving behavior.

For more information about the My Driving Discount, please call our office at 866-358-2860.

We are very confident that Aaxel Insurance Brokers Ltd. is the right choice for all of your automobile insurance requirements. Please feel free to contact any of our licensed insurance brokers at 866-358-2860.