You shall not use this Website to do any of the following:

• Post, store, transmit, or distribute any threatening, abusive, libelous, defamatory, obscene, or legally objectionable materials of any kind, including anything constituting or encouraging a criminal offense, giving rise to civil liability, or otherwise violating any laws
• Post any non-public information about companies
• Provide false information on your registration, or impersonate someone else
• Post, transmit, or otherwise distribute any materials that contain a virus, Trojan horse, worm, or other harmful or disruptive components
• Upload, post, transmit, or otherwise distribute or reproduce any information, software, or other material protected by copyright, or other intellectual property rights, without the permission of the applicable owner
• Use this Website in connection with surveys, contests, pyramid schemes, chain letters, junk e-mail, spamming, or any duplicative or unsolicited messages (commercial or otherwise)
• Advertise or offer to sell or buy any goods or services for any non-personal purpose
• Harvest or otherwise collect information about others, including e-mail addresses, without their consent
• Create a false identity for misleading others as to the identity of the sender or the origin of a message
• Interfere with or disrupt networks connected to this Website, or violate the regulations, policies, or procedures of such networks
• Attempt to gain unauthorized access to any portion of this Website, other accounts, computer systems, or networks connected to this Website, through password mining or any other means
• Violate any applicable laws or regulations including, without limitation, laws regarding the transmission of technical data or software exported from Canada or the United States of America through this website
• Interfere with another user’s use and enjoyment of this Website, or individual’s use and enjoyment of similar services

Links to Third-Party Websites

The links included within this Website may let you leave this Website to access linked websites (“Linked Sites”). The Linked Sites are not under the control of Aaxel Insurance Brokers Ltd. and Aaxel Insurance Brokers Ltd. is not responsible for the contents of any Linked Site or any link contained in a Linked Site, or any changes or updates to such sites. Aaxel Insurance Brokers Ltd. is not responsible for webcasting or any other form of transmission received from any Linked Site. Aaxel Insurance Brokers Ltd. is providing these links to you only as a convenience and the inclusion of any link does not imply endorsement by Aaxel Insurance Brokers Ltd. of such sites or any association with their operators. Aaxel Insurance Brokers Ltd. is not responsible for the privacy practices or the content of such Websites.

Internet E-mail

E-mail over the Internet is not a secure medium and privacy cannot be assured. Aaxel Insurance Brokers Ltd. shall not assume any responsibility for any harm or damage you may experience or incur by sending personal or confidential information to Aaxel Insurance Brokers Ltd. over the Internet by E-mail, or if Aaxel Insurance Brokers Ltd. sends such information at your request.

Limited License

Aaxel Insurance Brokers Ltd. grants you a limited license to display on your computer, print, download, and use the underlying Hypertext Markup Language (HTML) and related software, text, applications, audio clips, video clips, and other content (the “Content”) that is made available to you by Aaxel Insurance Brokers Ltd. on this Website. This license has been made available solely for non-commercial, personal, or educational purposes and only if:

• You do not modify any Content, and
• You include with and display on your copy of any Content the Aaxel Insurance Brokers Ltd. copyright notice and this limited license.

No other use is permitted. Without limiting the generality of the foregoing, you may not:

• Copy, distribute, publish, or make any commercial use of any content,
• Include any content in or with any product that you create or distribute; or
• Copy any content onto the internet including your or any other person’s World Wide Web site. Nothing contained in this Section shall be construed as conferring any right in any copyright of Aaxel Insurance Brokers Ltd. or any copyrights owned by others who provide content on this Website.

Trade Marks

The names of all products and services mentioned on this Website are the trademarks of their respective owners. The display of trademarks and trade names on this Website does not convey or create any license or other rights in these marks or names. Any unauthorized use of them is strictly prohibited.

No Advice

The information and tools provided on this Website are not intended to be specific legal, accounting, financial, tax or investment advice for any individual and should not be relied upon. Many factors unknown to Aaxel Insurance Brokers Ltd. may affect the applicability of any statement or comment that is contained on this Website to your particular circumstances.

Accuracy and Changes

Information provided on this Website is believed to be accurate when placed on this Website but there is no guarantee that it is current, accurate, or complete. Changes may be made at any time to the information contained on this Website without prior notice to you.

No Warranties

Neither Aaxel Insurance Brokers Ltd. nor its representatives warrant the quality, reliability, accuracy, or completeness of any information contained on this website. Such information is provided “as is” without warranty or condition of any kind. This website may include inaccuracies or typographical errors and the content may be changed at any time without notice.

Limitation of Liability

Information provided on this Website is believed to be accurate, but there is no guarantee it is accurate, current, or complete. While Aaxel Insurance Brokers Ltd. shall endeavor to be accurate and timely, Aaxel Insurance Brokers Ltd. shall not assume any responsibility whatsoever concerning any content including its accuracy or timeliness. This disclaimer of liability applies to any damages, injury, or stress caused by any failure of performance, unauthorized access to or alteration of your transmissions or data, transactions entered into through this Website, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure or other cause of action. Neither Aaxel Insurance Brokers Ltd. nor any of its affiliates or respective employees, agents, third-party content providers, or licensors may warrant that service will be uninterrupted or error-free.

Indemnification

You agree to indemnify and hold Aaxel Insurance Brokers Ltd, its parents, subsidiaries, affiliates, officers, and employees, harmless from any claim, demand, or damage, including legal fees, asserted by any third party due to or arising out of your use of or conduct on this Website.

No Endorsement

No endorsement of any third party products or services is expressed or implied by any information, material or content referred to or included on, or linked from or to this Website. References in this Website to any supplier’s products or services are not endorsements or approval of such products or services.

Termination

Aaxel Insurance Brokers Ltd. may terminate your access to any part of, or this entire Website and any related service(s) at any time, with or without cause, with or without notice, effective immediately, for any reason whatsoever. Aaxel Insurance Brokers Ltd. shall have no obligation to maintain any content in your account.

Miscellaneous

Aaxel Insurance Brokers Ltd.’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provisions or rights. If any of the provisions contained in this Agreement are determined to be void, invalid, or otherwise unenforceable by a court of competent jurisdiction, such determination shall not affect the remaining provisions contained herein. This Website originates in Canada and this Agreement shall be governed by and construed following the laws of the province of Ontario and the federal laws of Canada applicable therein, without regard to the conflicts of laws principles thereof. The parties have required that this Agreement and all documents relating thereto be drawn up in English. “Les parties ont demande que cette convention ainsi que tous les documents que s’y rattachent soient rediges en anglais.”