Health Plans-Individual & Family
Many people are without an employer sponsored group health plan and are therefore vulnerable to health care costs not covered by their Provincial Health Insurance Plan. An Individual or Family Health Plan will cover many of these out-of-pocket expenses. Many incorporated, unincorporated and self-employed people can deduct their health insurance premiums from their annual income resulting in a tax savings and therefore reducing the cost of the plan.
In contrast to most group health plans, medical underwriting is required for many of the benefits. Therefore, coverage for some benefits may be restricted or, in certain cases, declined. The maximum reimbursement for some of the benefits also tends to be lower than a typical group plan. For example, the drug benefit is generally capped, the extended health care benefits often have a lifetime maximum, the travel coverage is for a shorter period, and the dental reimbursement is at a lower percentage and a reduced amount. Nevertheless, an Individual or Family Health Plan can be of significant benefit for many individuals, particularly for those without access to a group benefit plan.
An Individual or Family Health Plan can provide coverage in many areas including:
We offer you several brands of health and dental insurance.These brands provide great diversity in coverage options. Select either drug or dental coverage or both. With a vast host of options and features,If you prefer, you can Contact Us by calling 905-796-7600 or email us and we will mail you information on the plan and an application.
What you Need to Know before buying a Policy?
- Policy wording
- Exclusions attached to the policy
- Elimination Period or Waiting Period If Any
- Refund Policy which might be different from company to company and o product to product.
Travel Insurance Policy Wordings
- Super Visa Insurance
- Travel Insurance
- Visitors to Canada
- Individua Health Plans
Super Visa Insurance, What is this?
Super Visa insurance is also a Visitors to Canada Insurance plan.
Visitors to Canada who want to get Super Visa must purchase this plan before applying for this visa.
While getting online quote must select annual plan.